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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,404 | $117,846+174.4% | $102,434+215.7% | $145,884+121.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.28% | 31.90%-19.6pp | 29.46%-17.2pp | 551.85%-539.6pp |
| Employer contribution / active EE | $72,174 | $3,615+1896.7% | $3,023+2287.4% | $4,662+1448.0% |
| Participant deferral / active EE | $56,711 | $5,733+889.1% | $5,055+1021.9% | $6,690+747.7% |
| Admin fee / account holder | $193,436 | $13,356+1348.3% | $9,462+1944.3% | $13,392+1344.4% |