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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,174 | $182,442-66.5% | $163,379-62.6% | $138,895-56.0% |
| Participation rate | 58.8% | 79.8%-21.0pp | 76.8%-18.0pp | 79.9%-21.1pp |
| Annual return | 17.56% | 72.74%-55.2pp | 63.41%-45.8pp | 145.39%-127.8pp |
| Employer contribution / active EE | $951 | $4,159-77.1% | $3,752-74.7% | $4,194-77.3% |
| Participant deferral / active EE | $1,634 | $6,817-76.0% | $6,282-74.0% | $6,396-74.5% |
| Admin fee / account holder | $1,705 | $10,396-83.6% | $9,818-82.6% | $12,562-86.4% |