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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,540 | $211,288-76.1% | $178,540-71.7% | $145,884-65.4% |
| Participation rate | 64.7% | 80.8%-16.1pp | 77.1%-12.4pp | 80.3%-15.6pp |
| Annual return | 16.16% | 30.27%-14.1pp | 27.15%-11.0pp | 551.85%-535.7pp |
| Employer contribution / active EE | $921 | $4,574-79.9% | $3,953-76.7% | $4,662-80.2% |
| Participant deferral / active EE | $1,876 | $6,967-73.1% | $6,281-70.1% | $6,690-72.0% |
| Admin fee / account holder | $62 | $12,105-99.5% | $10,424-99.4% | $13,392-99.5% |