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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,199 | $100,194+34.9% | $122,979+9.9% | $86,983+55.4% |
| Participation rate | 98.9% | 73.0%+25.9pp | 77.2%+21.7pp | 69.5%+29.4pp |
| Annual return | 18.96% | 16.47%+2.5pp | 20.12%-1.2pp | 25.83%-6.9pp |
| Employer contribution / active EE | $4,717 | $2,326+102.8% | $3,062+54.0% | $2,584+82.5% |
| Participant deferral / active EE | $12,080 | $4,133+192.3% | $5,003+141.5% | $4,194+188.0% |
| Admin fee / account holder | $17,558 | $10,148+73.0% | $12,864+36.5% | $7,856+123.5% |