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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,199 | $97,550+38.6% | $120,344+12.3% | $87,485+54.5% |
| Participation rate | 98.9% | 72.8%+26.1pp | 76.7%+22.2pp | 68.9%+30.0pp |
| Annual return | 18.96% | 18.41%+0.5pp | 20.30%-1.3pp | 26.06%-7.1pp |
| Employer contribution / active EE | $4,717 | $2,291+105.9% | $3,020+56.2% | $2,596+81.7% |
| Participant deferral / active EE | $12,080 | $4,230+185.6% | $5,135+135.3% | $4,274+182.7% |
| Admin fee / account holder | $17,558 | $9,543+84.0% | $12,742+37.8% | $7,775+125.8% |