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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,657 | $182,442+73.0% | $163,379+93.2% | $138,895+127.3% |
| Participation rate | 83.3% | 79.8%+3.6pp | 76.8%+6.5pp | 79.9%+3.4pp |
| Annual return | 10.04% | 72.74%-62.7pp | 63.41%-53.4pp | 145.39%-135.4pp |
| Employer contribution / active EE | $2,839 | $4,159-31.7% | $3,752-24.3% | $4,194-32.3% |
| Participant deferral / active EE | $14,988 | $6,817+119.9% | $6,282+138.6% | $6,396+134.3% |
| Admin fee / account holder | $120,049 | $10,396+1054.8% | $9,818+1122.8% | $12,562+855.6% |