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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,321 | $156,398+46.6% | $147,318+55.7% | $138,895+65.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.30% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $30,775 | $4,853+534.1% | $4,593+570.1% | $4,194+633.7% |
| Participant deferral / active EE | $15,930 | $8,237+93.4% | $7,906+101.5% | $6,396+149.1% |
| Admin fee / account holder | $32,191 | $14,976+115.0% | $13,708+134.8% | $12,562+156.3% |