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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,948 | $88,672+261.9% | $105,223+205.0% | $82,448+289.3% |
| Participation rate | 32.0% | 67.9%-35.9pp | 75.0%-43.0pp | 68.1%-36.1pp |
| Annual return | 14.31% | 30.86%-16.5pp | 180.65%-166.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,980 | $3,048-35.0% | $3,689-46.3% | $2,551-22.4% |
| Participant deferral / active EE | $3,715 | $4,036-7.9% | $5,072-26.7% | $4,139-10.2% |
| Admin fee / account holder | $88 | $7,146-98.8% | $8,859-99.0% | $7,234-98.8% |