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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,644 | $162,136+26.8% | $152,301+35.0% | $154,746+32.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.70% | 91.02%-84.3pp | 80.50%-73.8pp | 172.34%-165.6pp |
| Employer contribution / active EE | $3,355 | $4,890-31.4% | $4,624-27.5% | $4,379-23.4% |
| Participant deferral / active EE | $22,820 | $8,341+173.6% | $8,004+185.1% | $6,730+239.1% |
| Admin fee / account holder | $933 | $15,759-94.1% | $14,398-93.5% | $14,365-93.5% |