Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,462 | $101,795+1.6% | $165,100-37.3% | $80,959+27.8% |
| Participation rate | 27.5% | 71.8%-44.4pp | 78.6%-51.2pp | 67.7%-40.2pp |
| Annual return | 12.28% | 16.73%-4.4pp | 70.21%-57.9pp | 35.67%-23.4pp |
| Employer contribution / active EE | $336 | $2,954-88.6% | $4,348-92.3% | $2,757-87.8% |
| Participant deferral / active EE | $2,096 | $4,476-53.2% | $6,035-65.3% | $4,300-51.3% |
| Admin fee / account holder | $3,314 | $8,221-59.7% | $12,696-73.9% | $6,925-52.1% |