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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,027 | $88,117-59.1% | $164,928-78.2% | $74,400-51.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 13.68% | 17.27%-3.6pp | 70.08%-56.4pp | 1367.51%-1353.8pp |
| Employer contribution / active EE | $1,917 | $2,596-26.2% | $4,343-55.9% | $2,624-27.0% |
| Participant deferral / active EE | $5,170 | $4,501+14.9% | $6,034-14.3% | $4,348+18.9% |
| Admin fee / account holder | $327 | $2,230-85.3% | $12,684-97.4% | $1,944-83.2% |