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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,989 | $150,412-68.1% | $120,574-60.2% | $145,884-67.1% |
| Participation rate | 88.9% | 78.8%+10.1pp | 71.9%+16.9pp | 80.3%+8.6pp |
| Annual return | 9.45% | 154.50%-145.1pp | 107.42%-98.0pp | 551.85%-542.4pp |
| Employer contribution / active EE | $3,115 | $4,355-28.5% | $3,471-10.2% | $4,662-33.2% |
| Participant deferral / active EE | $1,191 | $6,175-80.7% | $4,996-76.2% | $6,690-82.2% |
| Admin fee / account holder | $65,729 | $12,224+437.7% | $9,445+595.9% | $13,392+390.8% |