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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,797 | $55,902+28.4% | $76,030-5.6% | $80,959-11.3% |
| Participation rate | 93.5% | 62.1%+31.5pp | 69.1%+24.5pp | 67.7%+25.9pp |
| Annual return | 8.01% | 20.59%-12.6pp | 361.54%-353.5pp | 35.67%-27.7pp |
| Employer contribution / active EE | $3,992 | $1,867+113.9% | $2,688+48.6% | $2,757+44.8% |
| Participant deferral / active EE | $5,259 | $3,051+72.4% | $4,257+23.5% | $4,300+22.3% |
| Admin fee / account holder | $3,314 | $5,239-36.7% | $6,421-48.4% | $6,925-52.1% |