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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,095 | $95,453-40.2% | $112,040-49.0% | $82,448-30.8% |
| Participation rate | 52.4% | 72.8%-20.3pp | 76.5%-24.1pp | 68.1%-15.6pp |
| Annual return | 13.06% | 23.92%-10.9pp | 24.52%-11.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $1,011 | $2,318-56.4% | $2,954-65.8% | $2,551-60.4% |
| Participant deferral / active EE | $2,792 | $4,224-33.9% | $5,098-45.2% | $4,139-32.6% |
| Admin fee / account holder | $7,831 | $9,013-13.1% | $12,098-35.3% | $7,234+8.3% |