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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,352 | $57,057+32.1% | $85,009-11.4% | $80,874-6.8% |
| Participation rate | 88.5% | 56.4%+32.1pp | 67.5%+21.0pp | 67.6%+20.8pp |
| Annual return | 7.29% | 21.66%-14.4pp | 66.47%-59.2pp | 35.62%-28.3pp |
| Employer contribution / active EE | $1,270 | $1,799-29.4% | $2,728-53.4% | $2,756-53.9% |
| Participant deferral / active EE | $7,475 | $3,112+140.2% | $4,522+65.3% | $4,297+74.0% |
| Admin fee / account holder | $98,318 | $4,986+1871.9% | $6,153+1498.0% | $6,935+1317.7% |