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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,352 | $57,140+31.9% | $85,240-11.6% | $80,959-6.9% |
| Participation rate | 88.5% | 56.4%+32.1pp | 67.5%+20.9pp | 67.7%+20.8pp |
| Annual return | 7.29% | 21.71%-14.4pp | 66.75%-59.5pp | 35.67%-28.4pp |
| Employer contribution / active EE | $1,270 | $1,802-29.5% | $2,735-53.6% | $2,757-53.9% |
| Participant deferral / active EE | $7,475 | $3,115+140.0% | $4,527+65.1% | $4,300+73.8% |
| Admin fee / account holder | $98,318 | $4,992+1869.6% | $6,165+1494.8% | $6,925+1319.7% |