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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,327 | $114,712-26.5% | $173,730-51.5% | $87,485-3.6% |
| Participation rate | 75.0% | 73.0%+2.0pp | 79.6%-4.6pp | 68.9%+6.1pp |
| Annual return | 24.13% | 20.18%+3.9pp | 19.96%+4.2pp | 26.06%-1.9pp |
| Employer contribution / active EE | $2,827 | $2,904-2.7% | $4,577-38.2% | $2,596+8.9% |
| Participant deferral / active EE | $8,731 | $4,642+88.1% | $6,326+38.0% | $4,274+104.3% |
| Admin fee / account holder | $7,846 | $10,210-23.1% | $17,523-55.2% | $7,775+0.9% |