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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,052 | $172,111+71.4% | $150,298+96.3% | $137,256+115.0% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 15.73% | 69.37%-53.6pp | 62.79%-47.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,780 | $4,636-61.6% | $4,154-57.1% | $4,156-57.2% |
| Participant deferral / active EE | $6,965 | $6,166+13.0% | $5,453+27.7% | $6,407+8.7% |
| Admin fee / account holder | $264,935 | $16,471+1508.5% | $14,116+1776.9% | $12,270+2059.2% |