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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,052 | $185,312+59.2% | $161,489+82.7% | $154,746+90.7% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 15.73% | 103.84%-88.1pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,780 | $4,769-62.7% | $4,268-58.3% | $4,379-59.3% |
| Participant deferral / active EE | $6,965 | $6,350+9.7% | $5,630+23.7% | $6,730+3.5% |
| Admin fee / account holder | $264,935 | $18,654+1320.2% | $16,006+1555.3% | $14,365+1744.3% |