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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,735 | $94,436+26.8% | $115,599+3.6% | $82,637+44.9% |
| Participation rate | 96.2% | 70.4%+25.7pp | 74.3%+21.9pp | 68.1%+28.1pp |
| Annual return | 19.42% | 18.37%+1.1pp | 111.10%-91.7pp | 53.51%-34.1pp |
| Employer contribution / active EE | $3,852 | $2,324+65.7% | $2,955+30.3% | $2,552+50.9% |
| Participant deferral / active EE | $7,260 | $3,955+83.6% | $4,889+48.5% | $4,126+76.0% |
| Admin fee / account holder | $6,550 | $10,328-36.6% | $12,841-49.0% | $7,339-10.7% |