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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,092 | $87,132+8.0% | $105,624-10.9% | $80,959+16.2% |
| Participation rate | 96.0% | 70.4%+25.6pp | 75.3%+20.7pp | 67.7%+28.3pp |
| Annual return | 12.84% | 17.03%-4.2pp | 116.20%-103.4pp | 35.67%-22.8pp |
| Employer contribution / active EE | $3,946 | $2,397+64.6% | $3,168+24.6% | $2,757+43.1% |
| Participant deferral / active EE | $8,264 | $3,985+107.4% | $5,013+64.9% | $4,300+92.2% |
| Admin fee / account holder | $8,005 | $8,449-5.3% | $10,961-27.0% | $6,925+15.6% |