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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,534 | $58,311+67.3% | $81,882+19.1% | $80,959+20.5% |
| Participation rate | 69.2% | 63.5%+5.7pp | 72.4%-3.2pp | 67.7%+1.6pp |
| Annual return | 13.81% | 41.85%-28.0pp | 779.47%-765.7pp | 35.67%-21.9pp |
| Employer contribution / active EE | $1,012 | $2,347-56.9% | $2,916-65.3% | $2,757-63.3% |
| Participant deferral / active EE | $3,441 | $3,287+4.7% | $4,323-20.4% | $4,300-20.0% |
| Admin fee / account holder | $6,123 | $4,752+28.9% | $7,360-16.8% | $6,925-11.6% |