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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,999 | $57,119+227.4% | $85,187+119.5% | $80,935+131.0% |
| Participation rate | 63.3% | 56.4%+6.9pp | 67.5%-4.2pp | 67.7%-4.3pp |
| Annual return | 17.24% | 21.70%-4.5pp | 66.67%-49.4pp | 35.66%-18.4pp |
| Employer contribution / active EE | $1,808 | $1,802+0.4% | $2,732-33.8% | $2,757-34.4% |
| Participant deferral / active EE | $4,805 | $3,115+54.3% | $4,525+6.2% | $4,299+11.8% |
| Admin fee / account holder | $239 | $4,990-95.2% | $6,162-96.1% | $6,924-96.6% |