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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,114 | $160,040+10.7% | $147,096+20.4% | $145,877+21.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.80% | 98.49%-80.7pp | 419.75%-401.9pp | 551.28%-533.5pp |
| Employer contribution / active EE | $10,798 | $5,289+104.1% | $4,936+118.8% | $4,663+131.6% |
| Participant deferral / active EE | $2,273 | $8,429-73.0% | $8,071-71.8% | $6,691-66.0% |
| Admin fee / account holder | $3,744 | $15,050-75.1% | $13,005-71.2% | $13,402-72.1% |