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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,855 | $138,393+22.7% | $184,256-7.8% | $80,959+109.8% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.7%+25.9pp |
| Annual return | 10.91% | 20.01%-9.1pp | 28.85%-17.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $3,692 | $4,847-23.8% | $6,427-42.6% | $2,757+33.9% |
| Participant deferral / active EE | $10,239 | $7,076+44.7% | $9,133+12.1% | $4,300+138.1% |
| Admin fee / account holder | $13,671 | $10,489+30.3% | $13,899-1.6% | $6,925+97.4% |