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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,855 | $138,385+22.7% | $184,200-7.8% | $80,874+110.0% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.6%+25.9pp |
| Annual return | 10.91% | 20.02%-9.1pp | 28.80%-17.9pp | 35.62%-24.7pp |
| Employer contribution / active EE | $3,692 | $4,849-23.9% | $6,424-42.5% | $2,756+34.0% |
| Participant deferral / active EE | $10,239 | $7,073+44.8% | $9,132+12.1% | $4,297+138.3% |
| Admin fee / account holder | $13,671 | $10,483+30.4% | $13,907-1.7% | $6,935+97.1% |