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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,855 | $138,385+22.7% | $184,243-7.8% | $80,925+109.9% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.7%+25.9pp |
| Annual return | 10.91% | 20.02%-9.1pp | 28.82%-17.9pp | 35.65%-24.7pp |
| Employer contribution / active EE | $3,692 | $4,851-23.9% | $6,427-42.6% | $2,756+34.0% |
| Participant deferral / active EE | $10,239 | $7,075+44.7% | $9,132+12.1% | $4,299+138.2% |
| Admin fee / account holder | $13,671 | $10,489+30.3% | $13,914-1.7% | $6,940+97.0% |