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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,751 | $201,264+64.3% | $184,185+79.6% | $145,978+126.6% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 8.55% | 29.00%-20.4pp | 28.81%-20.3pp | 550.52%-542.0pp |
| Employer contribution / active EE | $2,432 | $7,021-65.4% | $6,426-62.2% | $4,662-47.8% |
| Participant deferral / active EE | $9,538 | $9,806-2.7% | $9,132+4.4% | $6,690+42.6% |
| Admin fee / account holder | $2,121 | $16,376-87.1% | $13,909-84.8% | $13,400-84.2% |