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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,089 | $182,442+40.9% | $163,379+57.4% | $138,895+85.1% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.8%+3.2pp | 79.9%+0.1pp |
| Annual return | 10.29% | 72.74%-62.4pp | 63.41%-53.1pp | 145.39%-135.1pp |
| Employer contribution / active EE | $1,307 | $4,159-68.6% | $3,752-65.2% | $4,194-68.8% |
| Participant deferral / active EE | $8,521 | $6,817+25.0% | $6,282+35.7% | $6,396+33.2% |
| Admin fee / account holder | $14,269 | $10,396+37.3% | $9,818+45.3% | $12,562+13.6% |