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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,089 | $180,749+42.2% | $160,784+59.9% | $137,256+87.3% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 10.29% | 2234.46%-2224.2pp | 1803.92%-1793.6pp | 220.34%-210.1pp |
| Employer contribution / active EE | $1,307 | $4,155-68.5% | $3,733-65.0% | $4,156-68.5% |
| Participant deferral / active EE | $8,521 | $6,844+24.5% | $6,293+35.4% | $6,407+33.0% |
| Admin fee / account holder | $14,269 | $10,397+37.2% | $9,717+46.8% | $12,270+16.3% |