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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,089 | $225,673+13.9% | $203,872+26.1% | $155,188+65.7% |
| Participation rate | 80.0% | 80.3%-0.3pp | 77.8%+2.2pp | 80.8%-0.8pp |
| Annual return | 10.29% | 95.91%-85.6pp | 85.11%-74.8pp | 148.84%-138.6pp |
| Employer contribution / active EE | $1,307 | $4,099-68.1% | $3,757-65.2% | $4,248-69.2% |
| Participant deferral / active EE | $8,521 | $6,893+23.6% | $6,388+33.4% | $6,531+30.5% |
| Admin fee / account holder | $14,269 | $12,327+15.8% | $11,730+21.6% | $14,480-1.5% |