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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,118 | $117,846+29.1% | $102,434+48.5% | $145,884+4.3% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 14.20% | 31.90%-17.7pp | 29.46%-15.3pp | 551.85%-537.7pp |
| Employer contribution / active EE | $999 | $3,615-72.4% | $3,023-67.0% | $4,662-78.6% |
| Participant deferral / active EE | $2,939 | $5,733-48.7% | $5,055-41.9% | $6,690-56.1% |
| Admin fee / account holder | $992 | $13,356-92.6% | $9,462-89.5% | $13,392-92.6% |