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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,509 | $110,379+41.8% | $102,412+52.8% | $145,884+7.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.28% | 24.84%-8.6pp | 24.94%-8.7pp | 551.85%-535.6pp |
| Employer contribution / active EE | $10,857 | $4,216+157.5% | $3,870+180.5% | $4,662+132.9% |
| Participant deferral / active EE | $7,964 | $5,622+41.7% | $5,060+57.4% | $6,690+19.1% |
| Admin fee / account holder | $13,082 | $9,745+34.2% | $8,388+56.0% | $13,392-2.3% |