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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,509 | $111,814+40.0% | $103,374+51.4% | $145,959+7.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.28% | 24.77%-8.5pp | 24.89%-8.6pp | 561.95%-545.7pp |
| Employer contribution / active EE | $10,857 | $4,214+157.7% | $3,869+180.6% | $4,661+132.9% |
| Participant deferral / active EE | $7,964 | $5,618+41.8% | $5,058+57.5% | $6,689+19.1% |
| Admin fee / account holder | $13,082 | $9,754+34.1% | $8,394+55.8% | $13,398-2.4% |