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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,781 | $97,648-2.9% | $121,663-22.1% | $87,485+8.3% |
| Participation rate | 93.1% | 70.5%+22.6pp | 74.5%+18.6pp | 68.9%+24.2pp |
| Annual return | 17.36% | 18.03%-0.7pp | 147.54%-130.2pp | 26.06%-8.7pp |
| Employer contribution / active EE | $2,965 | $2,300+28.9% | $3,020-1.8% | $2,596+14.2% |
| Participant deferral / active EE | $3,889 | $3,923-0.9% | $4,887-20.4% | $4,274-9.0% |
| Admin fee / account holder | $7,965 | $11,100-28.2% | $14,289-44.3% | $7,775+2.4% |