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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,491 | $98,547-28.5% | $216,567-67.5% | $69,733+1.1% |
| Participation rate | 63.9% | 68.4%-4.4pp | 81.6%-17.7pp | 62.5%+1.5pp |
| Annual return | 18.56% | 14.25%+4.3pp | 12.94%+5.6pp | 15.22%+3.3pp |
| Employer contribution / active EE | $1,911 | $2,660-28.2% | $5,216-63.4% | $2,250-15.1% |
| Participant deferral / active EE | $4,404 | $3,496+26.0% | $6,191-28.9% | $3,054+44.2% |
| Admin fee / account holder | $4,956 | $4,094+21.1% | $21,981-77.5% | $3,102+59.8% |