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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,366 | $29,670+187.7% | $56,054+52.3% | $80,911+5.5% |
| Participation rate | 67.2% | 41.7%+25.5pp | 52.5%+14.7pp | 67.6%-0.5pp |
| Annual return | 15.15% | 35.24%-20.1pp | 1705.95%-1690.8pp | 35.63%-20.5pp |
| Employer contribution / active EE | $475 | $670-29.1% | $1,039-54.3% | $2,756-82.8% |
| Participant deferral / active EE | $1,424 | $1,227+16.1% | $1,952-27.1% | $4,297-66.9% |
| Admin fee / account holder | $8,355 | $2,431+243.7% | $2,822+196.0% | $6,935+20.5% |