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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,577 | $80,855+294.0% | $153,416+107.7% | $86,983+266.3% |
| Participation rate | 98.8% | 64.1%+34.7pp | 74.3%+24.4pp | 69.5%+29.2pp |
| Annual return | 12.89% | 16.18%-3.3pp | 17.84%-4.9pp | 25.83%-12.9pp |
| Employer contribution / active EE | $7,765 | $2,308+236.4% | $3,764+106.3% | $2,584+200.4% |
| Participant deferral / active EE | $10,576 | $3,333+217.3% | $4,723+123.9% | $4,194+152.2% |
| Admin fee / account holder | $722 | $6,908-89.5% | $13,095-94.5% | $7,856-90.8% |