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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,577 | $79,894+298.8% | $135,792+134.6% | $82,637+285.5% |
| Participation rate | 98.8% | 63.0%+35.8pp | 72.6%+26.2pp | 68.1%+30.7pp |
| Annual return | 12.89% | 17.20%-4.3pp | 25.96%-13.1pp | 53.51%-40.6pp |
| Employer contribution / active EE | $7,765 | $2,165+258.6% | $3,496+122.1% | $2,552+204.2% |
| Participant deferral / active EE | $10,576 | $3,194+231.1% | $4,759+122.2% | $4,126+156.3% |
| Admin fee / account holder | $722 | $6,434-88.8% | $12,266-94.1% | $7,339-90.2% |