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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,944 | $106,749+213.8% | $145,433+130.3% | $82,448+306.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.83% | 27.59%-12.8pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $130 | $3,444-96.2% | $4,554-97.1% | $2,551-94.9% |
| Participant deferral / active EE | $13,179 | $6,519+102.2% | $7,897+66.9% | $4,139+218.4% |
| Admin fee / account holder | $70,082 | $8,390+735.3% | $13,129+433.8% | $7,234+868.7% |