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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,898 | $174,379-86.9% | $152,093-84.9% | $138,895-83.5% |
| Participation rate | 81.8% | 81.6%+0.2pp | 77.8%+4.1pp | 79.9%+1.9pp |
| Annual return | 10.99% | 74.86%-63.9pp | 66.36%-55.4pp | 145.39%-134.4pp |
| Employer contribution / active EE | $1,509 | $4,652-67.6% | $4,175-63.9% | $4,194-64.0% |
| Participant deferral / active EE | $3,727 | $6,159-39.5% | $5,451-31.6% | $6,396-41.7% |
| Admin fee / account holder | $1,782 | $16,880-89.4% | $14,497-87.7% | $12,562-85.8% |