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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,722 | $134,817+146.8% | $123,973+168.4% | $155,188+114.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 3.61% | 515.49%-511.9pp | 388.13%-384.5pp | 148.84%-145.2pp |
| Employer contribution / active EE | $16,904 | $4,425+282.0% | $4,126+309.7% | $4,248+297.9% |
| Participant deferral / active EE | $12,598 | $5,706+120.8% | $5,247+140.1% | $6,531+92.9% |
| Admin fee / account holder | $3,019 | $13,245-77.2% | $11,799-74.4% | $14,480-79.1% |