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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,722 | $114,119+191.6% | $107,187+210.4% | $138,895+139.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 3.61% | 273.21%-269.6pp | 204.55%-200.9pp | 145.39%-141.8pp |
| Employer contribution / active EE | $16,904 | $4,059+316.5% | $3,782+346.9% | $4,194+303.0% |
| Participant deferral / active EE | $12,598 | $5,538+127.5% | $5,096+147.2% | $6,396+97.0% |
| Admin fee / account holder | $3,019 | $10,024-69.9% | $9,162-67.0% | $12,562-76.0% |