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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,722 | $111,535+198.3% | $105,223+216.2% | $137,256+142.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 3.61% | 237.85%-234.2pp | 180.65%-177.0pp | 220.34%-216.7pp |
| Employer contribution / active EE | $16,904 | $3,939+329.1% | $3,689+358.3% | $4,156+306.7% |
| Participant deferral / active EE | $12,598 | $5,500+129.1% | $5,072+148.4% | $6,407+96.6% |
| Admin fee / account holder | $3,019 | $9,721-68.9% | $8,859-65.9% | $12,270-75.4% |