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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,698 | $76,407+20.0% | $150,298-39.0% | $82,448+11.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.94% | 39.99%-27.1pp | 62.79%-49.8pp | 41.64%-28.7pp |
| Employer contribution / active EE | $4,446 | $2,614+70.1% | $4,154+7.0% | $2,551+74.3% |
| Participant deferral / active EE | $6,804 | $3,214+111.7% | $5,453+24.8% | $4,139+64.4% |
| Admin fee / account holder | $23,798 | $6,352+274.7% | $14,116+68.6% | $7,234+229.0% |