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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,881 | $154,228+51.6% | $145,433+60.8% | $137,256+70.4% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 39.45% | 74.59%-35.1pp | 66.58%-27.1pp | 220.34%-180.9pp |
| Employer contribution / active EE | $3,762 | $4,804-21.7% | $4,554-17.4% | $4,156-9.5% |
| Participant deferral / active EE | $10,830 | $8,216+31.8% | $7,897+37.1% | $6,407+69.0% |
| Admin fee / account holder | $16,663 | $14,344+16.2% | $13,129+26.9% | $12,270+35.8% |