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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,955 | $90,530-31.6% | $76,030-18.5% | $145,897-57.5% |
| Participation rate | 71.4% | 74.4%-3.0pp | 69.1%+2.4pp | 80.3%-8.9pp |
| Annual return | 9.38% | 625.08%-615.7pp | 361.54%-352.2pp | 552.29%-542.9pp |
| Employer contribution / active EE | $847 | $3,319-74.5% | $2,688-68.5% | $4,663-81.8% |
| Participant deferral / active EE | $5,550 | $5,164+7.5% | $4,257+30.4% | $6,689-17.0% |
| Admin fee / account holder | $39,429 | $8,383+370.3% | $6,421+514.1% | $13,390+194.5% |