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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,891 | $172,111+55.7% | $150,298+78.2% | $137,256+95.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.85% | 69.37%-54.5pp | 62.79%-47.9pp | 220.34%-205.5pp |
| Employer contribution / active EE | $2,811 | $4,636-39.4% | $4,154-32.3% | $4,156-32.4% |
| Participant deferral / active EE | $6,027 | $6,166-2.3% | $5,453+10.5% | $6,407-5.9% |
| Admin fee / account holder | $16,625 | $16,471+0.9% | $14,116+17.8% | $12,270+35.5% |