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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,890 | $81,331+147.0% | $155,534+29.2% | $80,935+148.2% |
| Participation rate | 78.1% | 66.3%+11.9pp | 78.2%-0.1pp | 67.7%+10.5pp |
| Annual return | 14.01% | 33.37%-19.4pp | 64.92%-50.9pp | 35.66%-21.6pp |
| Employer contribution / active EE | $8,649 | $3,105+178.6% | $4,675+85.0% | $2,757+213.8% |
| Participant deferral / active EE | $6,331 | $3,454+83.3% | $5,630+12.4% | $4,299+47.2% |
| Admin fee / account holder | $36,503 | $7,999+356.3% | $15,900+129.6% | $6,924+427.2% |