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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,034 | $125,184-22.5% | $105,607-8.1% | $145,884-33.5% |
| Participation rate | 95.8% | 77.6%+18.2pp | 75.3%+20.6pp | 80.3%+15.5pp |
| Annual return | 12.54% | 225.00%-212.5pp | 116.11%-103.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $772 | $3,720-79.3% | $3,167-75.6% | $4,662-83.5% |
| Participant deferral / active EE | $4,484 | $5,714-21.5% | $5,011-10.5% | $6,690-33.0% |
| Admin fee / account holder | $10,237 | $17,133-40.3% | $10,958-6.6% | $13,392-23.6% |