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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,298 | $86,919-34.1% | $102,457-44.1% | $80,911-29.2% |
| Participation rate | 84.3% | 72.4%+11.9pp | 76.5%+7.8pp | 67.6%+16.7pp |
| Annual return | 8.70% | 18.90%-10.2pp | 29.41%-20.7pp | 35.63%-26.9pp |
| Employer contribution / active EE | $1,468 | $2,368-38.0% | $3,022-51.4% | $2,756-46.7% |
| Participant deferral / active EE | $3,289 | $4,119-20.2% | $5,054-34.9% | $4,297-23.5% |
| Admin fee / account holder | $1,376 | $8,049-82.9% | $9,451-85.4% | $6,935-80.2% |