Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,747 | $37,422-4.5% | $92,985-61.6% | $64,728-44.8% |
| Participation rate | 14.0% | 40.1%-26.1pp | 69.5%-55.5pp | 57.9%-43.9pp |
| Annual return | 13.20% | 20.66%-7.5pp | 27.99%-14.8pp | 49.38%-36.2pp |
| Employer contribution / active EE | $0 | $1,156-100.0% | $2,662-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $623 | $1,740-64.2% | $4,377-85.8% | $2,729-77.2% |
| Admin fee / account holder | $5,124 | $2,190+134.0% | $9,463-45.9% | $1,145+347.4% |