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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,947 | $117,895+76.4% | $102,460+103.0% | $145,897+42.5% |
| Participation rate | 37.5% | 78.6%-41.1pp | 76.5%-39.0pp | 80.3%-42.8pp |
| Annual return | 21.03% | 31.92%-10.9pp | 29.47%-8.4pp | 552.29%-531.3pp |
| Employer contribution / active EE | $1,646 | $3,619-54.5% | $3,025-45.6% | $4,663-64.7% |
| Participant deferral / active EE | $6,799 | $5,736+18.5% | $5,056+34.5% | $6,689+1.6% |
| Admin fee / account holder | $0 | $13,353-100.0% | $9,460-100.0% | $13,390-100.0% |