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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,040 | $76,407+354.2% | $150,298+130.9% | $82,448+320.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 16.10% | 39.99%-23.9pp | 62.79%-46.7pp | 41.64%-25.5pp |
| Employer contribution / active EE | $13,569 | $2,614+419.1% | $4,154+226.6% | $2,551+431.9% |
| Participant deferral / active EE | $8,749 | $3,214+172.2% | $5,453+60.4% | $4,139+111.4% |
| Admin fee / account holder | $1,575 | $6,352-75.2% | $14,116-88.8% | $7,234-78.2% |