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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,868 | $106,749+207.1% | $145,433+125.4% | $82,448+297.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.72% | 27.59%-9.9pp | 66.58%-48.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $8,105 | $3,444+135.3% | $4,554+78.0% | $2,551+217.7% |
| Participant deferral / active EE | $10,899 | $6,519+67.2% | $7,897+38.0% | $4,139+163.3% |
| Admin fee / account holder | $2,823 | $8,390-66.3% | $13,129-78.5% | $7,234-61.0% |