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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,065 | $101,795+308.7% | $165,100+152.0% | $80,959+413.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 14.17% | 16.73%-2.6pp | 70.21%-56.0pp | 35.67%-21.5pp |
| Employer contribution / active EE | $21,154 | $2,954+616.2% | $4,348+386.5% | $2,757+667.2% |
| Participant deferral / active EE | $18,420 | $4,476+311.5% | $6,035+205.2% | $4,300+328.3% |
| Admin fee / account holder | $545 | $8,221-93.4% | $12,696-95.7% | $6,925-92.1% |