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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,515 | $77,814-35.1% | $158,223-68.1% | $86,983-41.9% |
| Participation rate | 39.6% | 68.4%-28.8pp | 79.2%-39.6pp | 69.5%-30.0pp |
| Annual return | 12.73% | 30.54%-17.8pp | 52.09%-39.4pp | 25.83%-13.1pp |
| Employer contribution / active EE | $791 | $2,592-69.5% | $4,109-80.7% | $2,584-69.4% |
| Participant deferral / active EE | $1,238 | $3,270-62.1% | $5,467-77.3% | $4,194-70.5% |
| Admin fee / account holder | $4,628 | $5,879-21.3% | $16,047-71.2% | $7,856-41.1% |