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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,028 | $129,737-71.5% | $119,126-68.9% | $154,746-76.1% |
| Participation rate | 84.2% | 78.9%+5.4pp | 75.8%+8.4pp | 80.7%+3.5pp |
| Annual return | 18.96% | 379.08%-360.1pp | 282.11%-263.1pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,191 | $4,375-49.9% | $4,034-45.7% | $4,379-50.0% |
| Participant deferral / active EE | $6,043 | $5,842+3.4% | $5,318+13.6% | $6,730-10.2% |
| Admin fee / account holder | $2,091 | $11,961-82.5% | $10,693-80.4% | $14,365-85.4% |