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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,050 | $83,898+55.0% | $133,346-2.5% | $94,015+38.3% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.8%+27.2pp | 70.8%+29.2pp |
| Annual return | 9.71% | 16.00%-6.3pp | 36.85%-27.1pp | 17.84%-8.1pp |
| Employer contribution / active EE | $13,634 | $1,821+648.9% | $2,853+377.8% | $2,790+388.6% |
| Participant deferral / active EE | $1,301 | $3,245-59.9% | $4,332-70.0% | $4,249-69.4% |
| Admin fee / account holder | $6,204 | $7,809-20.5% | $14,264-56.5% | $8,951-30.7% |