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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,050 | $73,787+76.3% | $98,716+31.7% | $82,448+57.7% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 9.71% | 18.57%-8.9pp | 31.81%-22.1pp | 41.64%-31.9pp |
| Employer contribution / active EE | $13,634 | $1,511+802.2% | $2,279+498.4% | $2,551+434.5% |
| Participant deferral / active EE | $1,301 | $3,081-57.8% | $4,048-67.9% | $4,139-68.6% |
| Admin fee / account holder | $6,204 | $6,500-4.6% | $8,703-28.7% | $7,234-14.2% |