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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,873 | $75,720+428.1% | $90,312+342.8% | $86,983+359.7% |
| Participation rate | 96.3% | 66.3%+30.0pp | 72.9%+23.4pp | 69.5%+26.8pp |
| Annual return | 12.11% | 18.55%-6.4pp | 18.90%-6.8pp | 25.83%-13.7pp |
| Employer contribution / active EE | $3,308 | $1,945+70.0% | $2,243+47.5% | $2,584+28.0% |
| Participant deferral / active EE | $12,726 | $3,001+324.1% | $3,749+239.5% | $4,194+203.5% |
| Admin fee / account holder | $4,106 | $6,201-33.8% | $8,248-50.2% | $7,856-47.7% |