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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $33,013 |
MEADEN & MOORE, LTD.1 year Filed as: MEADEN & MOORE LTD Service code 10 PO BOX 92947 · CLEVELAND, OH 441942947 | Accounting | $32,357 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,764 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES L Service code 27 6050 OAK TREE BLVD S · CLEVELAND, OH 44131 | Advisory (Plan) | $17,044 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,411 | $78,607-44.8% | $105,624-58.9% | $74,478-41.7% |
| Participation rate | 31.9% | 72.8%-40.9pp | 75.3%-43.4pp | 67.2%-35.3pp |
| Annual return | 10.36% | 15.96%-5.6pp | 116.20%-105.8pp | 1370.56%-1360.2pp |
| Employer contribution / active EE | $929 | $2,523-63.2% | $3,168-70.7% | $2,626-64.6% |
| Participant deferral / active EE | $2,077 | $4,325-52.0% | $5,013-58.6% | $4,350-52.3% |
| Admin fee / account holder | $798 | $2,220-64.0% | $10,961-92.7% | $1,946-59.0% |