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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,129 | $70,366-74.2% | $66,674-72.8% | $138,895-86.9% |
| Participation rate | 86.7% | 76.2%+10.5pp | 73.7%+13.0pp | 79.9%+6.7pp |
| Annual return | 887.56% | 386.41%+501.2pp | 321.24%+566.3pp | 145.39%+742.2pp |
| Employer contribution / active EE | $2,115 | $2,765-23.5% | $2,620-19.3% | $4,194-49.6% |
| Participant deferral / active EE | $4,712 | $4,374+7.7% | $4,084+15.4% | $6,396-26.3% |
| Admin fee / account holder | $7,673 | $5,262+45.8% | $5,098+50.5% | $12,562-38.9% |