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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,129 | $72,071-74.8% | $68,368-73.5% | $137,256-86.8% |
| Participation rate | 86.7% | 76.2%+10.4pp | 73.8%+12.9pp | 80.0%+6.7pp |
| Annual return | 887.56% | 353.14%+534.4pp | 292.57%+595.0pp | 220.34%+667.2pp |
| Employer contribution / active EE | $2,115 | $2,788-24.1% | $2,649-20.2% | $4,156-49.1% |
| Participant deferral / active EE | $4,712 | $4,410+6.8% | $4,123+14.3% | $6,407-26.5% |
| Admin fee / account holder | $7,673 | $5,336+43.8% | $5,150+49.0% | $12,270-37.5% |