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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,378 | $102,382+236.4% | $147,005+134.3% | $80,874+325.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.98% | 134.89%-122.9pp | 418.76%-406.8pp | 35.62%-23.6pp |
| Employer contribution / active EE | $9,150 | $3,715+146.3% | $4,934+85.4% | $2,756+232.1% |
| Participant deferral / active EE | $10,164 | $6,646+52.9% | $8,070+25.9% | $4,297+136.5% |
| Admin fee / account holder | $3,759 | $7,942-52.7% | $13,006-71.1% | $6,935-45.8% |